Terms of Service
Last updated: April 26, 2023
Introduction
Welcome to Preferential Club. These Terms of Service ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
Please read these Terms carefully before using our services. If you do not agree to these Terms, you must not access or use our services.
Definitions
- "Services" refers to the Preferential Club website, membership platform, and all related services.
- "User," "you," and "your" refer to the individual or entity using our Services.
- "We," "us," and "our" refer to Preferential Club.
- "Member" refers to a registered user with an active Preferential Club membership.
- "Content" refers to all information, text, graphics, photos, or other materials uploaded, downloaded, or appearing on our Services.
Membership and Account
Eligibility
To use our Services, you must be at least 18 years old and capable of forming a binding contract with us.
Registration
To become a Member, you must complete the registration process and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
Membership Tiers and Fees
We offer different membership tiers with varying benefits and fees. Membership fees are billed according to the terms specified during registration. We reserve the right to modify membership tiers, benefits, and fees with reasonable notice.
Termination
You may cancel your membership at any time through your account settings or by contacting us. We may terminate or suspend your account if you violate these Terms or for any other reason at our discretion.
Insurance Services
Preferential Club is not an insurance provider. We partner with licensed insurance companies to offer insurance products to our Members. All insurance policies are underwritten and issued by our insurance partners, not by Preferential Club.
We do not guarantee the availability, quality, or suitability of any insurance product. You are responsible for reviewing and understanding the terms of any insurance policy before purchase.
Cashback and Rewards
Eligibility for cashback and rewards is subject to the terms specified for each program. We reserve the right to modify or terminate any cashback or rewards program at any time.
Cashback payments are processed according to the schedule specified in the program terms. We are not responsible for delays in processing payments due to circumstances beyond our control.
Intellectual Property
All content, features, and functionality of our Services, including but not limited to text, graphics, logos, icons, images, audio clips, and software, are owned by Preferential Club or our licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not copy, modify, distribute, sell, or lease any part of our Services without our prior written consent.
Limitation of Liability
To the maximum extent permitted by law, Preferential Club shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Services.
Indemnification
You agree to indemnify, defend, and hold harmless Preferential Club and its officers, directors, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of the Services or violation of these Terms.
Changes to These Terms
We may update these Terms from time to time. We will notify you of any changes by posting the new Terms on this page and updating the "Last Updated" date.
Your continued use of the Services after any changes to the Terms constitutes your acceptance of the new Terms.
Contact Us
If you have any questions about these Terms, please contact us through our contact form on our website.