AXA Health Insurance: Exploring Comprehensive Coverage and Benefits
Discover the rich history of AXA Health, a pioneer in private health insurance services tracing back to 1938. Originally established as AXA PPP healthcare, the company has evolved into a leading provider of comprehensive health insurance solutions, prioritising customer health and well-being.
Key Benefits of AXA Health Insurance: Enhancing Policyholder Experience
Explore the array of benefits offered by AXA Health Insurance to its policyholders:
- Access to Latest Cancer Drugs: Ensuring coverage for licensed cancer drugs, expanding treatment options beyond NHS offerings.
- 24/7 Doctor@Hand Digital GP: Immediate remote access to GP consultations, referrals, and prescriptions within 20-minute appointments.
- Health@Hand Support Line: Round-the-clock support from nurses and counselors, addressing health queries promptly.
- Fast Track Appointments: Expedited access to consultant and physiotherapy appointments for swift treatment.
- Extensive Hospital Network: Access to over 250 hospitals and 36,500 consultants, ensuring quality healthcare services.
- Comprehensive Family Coverage: Enhanced insurance for families, including coverage for new-borns until policy renewal.
Core Cover: Comprehensive Protection for Policyholders
AXA Health's Personal Health plan offers extensive core cover, including:
- In-patient and day patient treatment.
- Out-patient treatment for scans and diagnostics.
- Comprehensive cancer care covering surgery, chemotherapy, radiotherapy, and support services.
- NHS Hospital Cash Benefit for in-patient stays.
- Home nursing and private ambulance services.
- Oral surgery, parent accommodation, and speech therapy for children.
Optional Extras: Tailored Additions for Enhanced Coverage
Customise your policy with AXA Health's optional extras:
- Full out-patient cover for unlimited specialist consultations.
- Therapies cover including physiotherapy, acupuncture, and chiropractic sessions.
- Mental health cover for psychiatric treatment.
- Dentist and optician cash back for dental and optical costs.
- Extended cover for additional benefits like private GP consultations and overseas treatment.
What Isn't Covered?: Understanding Exclusions
AXA Health insurance focuses on acute conditions, with exclusions typically including pre-existing conditions, chronic illnesses, and cosmetic procedures.
Underwriting & Excess Options: Personalising Your Policy
Choose between full medical underwriting and moratorium underwriting, with excess options ranging from £100 to £5,000 annually.
Hospital Lists: Quality-Assured Network for Accessible Care
Benefit from AXA Health's network of over 250 quality-assessed hospitals across the UK.
How to Make a Claim: Simplified Procedures for Policyholders
Follow these steps to make a claim with AXA Health:
- Obtain a referral from your GP.
- Contact AXA Health to confirm coverage and schedule treatment.
- AXA Health settles covered treatment costs directly.
FAQs: Addressing Common Queries
Get answers to common questions about AXA Health Insurance:
- Does AXA cover cancer care? Yes, comprehensive coverage is provided for cancer care.
- Is there a No Claims Discount? Yes, AXA offers discounts for claim-free years.
- Is health insurance necessary in the UK? While not mandatory due to the NHS, health insurance offers peace of mind and access to private healthcare services.
- What are AXA's excess options? Choose from various excess levels to customise premiums.
- Does AXA offer a Digital GP service? Yes, Doctor@Hand provides 24/7 remote GP consultations.
This detailed review highlights the comprehensive coverage and flexible options offered by AXA Health Insurance, empowering individuals to prioritise their health and well-being. Tailor your policy to suit specific needs and preferences with AXA's extensive range of benefits and optional extras.